The Financially Smart System

Ever notice how people tend to repeat the same routine and habits year after year.  For some, these habits lead to successful results.  For others, these habits keep you from realizing success.  The question is do you have good habits or bad ones?

Financially speaking, this popular quote says it best:

“Those who fail to plan are planning to fail.”

It is unlikely to live your desired lifestyle without first deciding what that is to be and then taking thoughtful and measurable actions toward that goal.

It is also unlikely to reach that goal without making Financially Smart decisions along the way.

You undoubtedly know what is important to you and your family and you're aware how your current circumstances impact your lifestyle and goals.

We designed our system to be flexible to meet your specific needs by providing a blend of advice, coaching and education tailored to your needs.

Just keep in mind that this is NOT a quick fix.  It is a system that will help you reach your long-term goals and dreams.  It will take some time and a lot of work but you’ll start to see some positive results right away.

How does this work?

It begins with defining your goals.  You may be thinking about future needs or desires like buying a home, college education or living a comfortable retirement (there is no limit to the possibilities or number of goals).  Maybe you haven’t given any thought about the future just yet.  Either way, planning for the future is essential in order to live the life you desire.  We’ll help you work through the process of defining your goals.

Next we’ll discuss what needs to be done in order to get there.  It is during this process that we identify those areas where you’ll need some assistance.  We will design a customized plan of support - a blend of advice, coaching and education that will empower you to make Financially Smart decisions in pursuit of your goals.

Read about each of these components below:

ADVICE

Sometimes all you need is a little advice. 

You may have already come to some conclusions about your goals and the steps to take to get there and may just want to talk it over with a knowledgeable resource or to get a second opinion. Or, you may need a little more help or knowledge about a topic or issue in order to come to a decision. 

Maybe you want to discuss an issue that you’ve never dealt with before with someone you know can help.  Or, perhaps you’re just at a point where you’re not sure what to do next and just need some direction.

That’s why we’re here.  We will give you the advice you seek if that’s all you need.  It’s intended to be short-term assistance for those who know where they are going and just want some added assurance that they are on the right track.

All of our advice only clients go through a financial assessment and goal setting process with us first.  Then we will be up to speed on your situation so we can give you appropriate advice when the time comes.

COACHING

As in all worthwhile pursuits, one needs ongoing support, and encouragement and in some cases, some structure and discipline in order to attain their goals.  Top athletes and business executives have coaches to help them perform their best.  They do all the work but the coaches are there to help them stay on track, provide a support system and even remind them of the fundamentals when they lose sight of them.  

Here are some ways our coaching can help you:

• You are confident in making your own financial decisions but will have questions along the way.
• You have some working knowledge of your financial issues but may need some fine-tuning or updates.  
• You may have experienced a sudden event that has knocked you off course and may need some help getting back on track or making revised plans.
• You are on the verge of acting on an important decision but hesitate and may need to confirm your reasons and get some reassurance. 
• You may be quick to make financial decisions and need some help with making sure it is in line with your plan before proceeding.
• You may be very capable but need someone to keep you focused and on track. 
• You need some help managing your finances.
• You know what you want to attain in life but need a plan to get there.
• You’re feeling financially overwhelmed and need some help.

We will provide you whatever coaching support you need throughout the process so you can realize your goals the Financially Smart way!

EDUCATION

The prerequisite to getting better at anything you set out to do is to have the proper foundation or fundamentals, just like in sports or the pursuit of a career or hobby.  Education is a key component in the pursuit of becoming Financially Smart.  

During the course of our work, we may need to spend some time educating you about areas which you are unfamiliar so you will have the necessary foundation in order to make Financially Smart decisions.  While this is delivered one-on-one as part of your chosen support plan, we have created a special program to provide you this education more productively and more cost effectively for you.

We call it “Financially Smart You.”

We’ve created a curriculum of eight programs, each addressing a critical area of knowledge necessary to become a Financially Smart decision maker.  In each program you will learn important concepts and terminology and will be given worksheets to immediately apply these concepts to you own situation.

You can take the programs individually as you desire or sign up for the entire series.  Those who sign up for the series will gain additional benefits:

• In just four weeks you will have completed all the fundamental training you will need to move forward confidently in your one-on-one work.
• We will receive a certificate of completion that will be a constant reminder of your accomplishment and reinforce your confidence in making Financially Smart decisions.
• You will be invited to a bonus program available only to entire series attendees.
• You will save substantially over the individual program prices.
• You will not have used up any of your one-on-one time to get this same knowledge.
• You will be eligible for additional future discounts.

Add it up and you’ll agree – that’s Financially Smart!

Now, click on Expectations to learn more. 

To get started right now, complete the Get Financially Smart Inquiry.